Construction Compliance FAQ

1. Send the required documents by email to Constructioncompliance@oberman.com
2. Mail the check to The Oberman Companies.
3. The review will be assigned to a member of our staff. You will receive a response within 48 hours, with approval or a request for further questions or comments.
4. Depending on the information in the documents submitted, your contractor may need to provide further documentation. (Most likely full copies of their General Liability and Umbrella Policies.)
5. Upon final approval or rejection, a confirmation email will be sent to the unit owner and property manager.

The following documents should be submitted to constructioncompliance@oberman.com:

1. Certificate of Insurance
2. Acord 855 NY (Click here for sample)
3. A complete copy of General Contractors General Liability and Umbrella policies including all the forms and endorsements
4. A contract between Contactor and Unit Owner Including
   1. Insurance Requirments
   2. Indemnification
   3. Hold harmless language
5. Construction Compliance Review Questions

• The review fee is $250.
• The fee applies to the entire alteration, it does not matter how many contractors need to be reviewed.
• The fee is not refundable, even in the event your contractor's insurance is rejected
• Checks should be made out to The Oberman Companies
• Be sure to include the building address and unit owner name in the check memo

Checks can be mailed to:

The Oberman Companies
Attn: Derek Oberman
777 Westchester Avenue, Suite 206
White plains, NY 10604

The link below explains which information must be included in a contract. Please click here

Labor Law (action over) applies when an employee of a contractor is injured. While the employee will collect workers compensation from their employer, workers compensation will not provide protection if that employee sues the building under the NY Labor Law. We require the contractor to provide indemnification, in the event that the employee sues the building. This is why we make sure the contractor's general liability insurance is not excluding this coverage.

Please click here for a more in-depth discussion on workers' compensation and labor law.

Please click here to learn more about NY Labor Law.

Please click here to read about what type of construction work is eligible under New York Labor Law.

Please click here to read more about the differences in additional insured forms.

A general contractors general liability insurance policy can cover the work of their subcontractors in the following ways:

1. They can simply cover any work their contractors does
2. Hard Hammer: They can cover work their contractor does but only if the general contractor and subcontractor have proper contracts. Otherwise, without a proper contract, the general contractor's insurance will not respond. If this were the case we would need to review all subcontractor's insurance.         Example 1 Example 2
3. Soft Hammer: They can cover work their contractor does but only if the general contractor and subcontractor have proper contracts. Otherwise, without a proper contract, the general contractors' insurance will respond, but with a separate deductible. Example
4. Exclusion: The General contractor's insurance may exclude any work of a subcontractor. If this were the case we would need to review all subcontractor's insurance.