Sample Unit Alteration Indemnification And Insurance Requirement Wording to be added to a contract.

(Remember to always consult a lawyer before using and signing any contract)

The wording in the contract with a contractor has a major impact on how the contractor's insurance company will respond in the event of a claim. Click here to learn what you should be looking for as respect insurance and indemnification language in a contract.

Using the “Certificate Of Insurance” provided by your contractor click in the table below on the “General Liability Each Occurrence” plus the total “Umbrella/Excess Each Occurrence” limit the contractor has.

Each Occurrence means the liability limit for each claim.

General Aggregate limit means the liability limit for the entire project overall.

For this purpose of this contract review, we want to focus on the “each occurrence limit” and NOT the general aggregate limit.

 General Liability   1 Million "Each Occurrence"  2 Million "Each Occurrence"
 Total Umbrella/Excess  No Umbrella   No Umbrella
Total Umbrella/Excess  1 Million Umbrella/Excess   1 Million Umbrella/Excess
Total Umbrella/Excess  2 Million Umbrella/Excess  2 Million Umbrella/Excess
Total Umbrella/Excess  3 Million Umbrella/Excess  3 Million Umbrella/Excess
Total Umbrella/Excess  4 Million Umbrella/Excess  4 Million Umbrella/Excess
Total Umbrella/Excess  5 Million Umbrella/Excess  5 Million Umbrella/Excess
Total Umbrella/Excess  6 Million Umbrella/Excess  6 Million Umbrella/Excess
Total Umbrella/Excess  7 Million Umbrella/Excess  7 Million Umbrella/Excess
Total Umbrella/Excess  8 Million Umbrella/Excess  8 Million Umbrella/Excess
Total Umbrella/Excess  9 Million Umbrella/Excess  9 Million Umbrella/Excess
Total Umbrella/Excess  10 Million Umbrella/Excess  10 Million Umbrella/Excess
Total Umbrella/Excess  11 Million Umbrella/Excess  11 Million Umbrella/Excess
Total Umbrella/Excess  12 Million Umbrella/Excess  12 Million Umbrella/Excess
Total Umbrella/Excess  13 Million Umbrella/Excess  13 Million Umbrella/Excess
Total Umbrella/Excess  14 Million Umbrella/Excess  14 Million Umbrella/Excess
Total Umbrella/Excess  15 Million Umbrella/Excess  15 Million Umbrella/Excess
Total Umbrella/Excess  16 Million Umbrella/Excess  16 Million Umbrella/Excess
Total Umbrella/Excess  17 Million Umbrella/Excess  17 Million Umbrella/Excess
Total Umbrella/Excess  18 Million Umbrella/Excess  18 Million Umbrella/Excess
Total Umbrella/Excess  19 Million Umbrella/Excess  19 Million Umbrella/Excess
Total Umbrella/Excess  20 Million Umbrella/Excess  20 Million Umbrella/Excess
Total Umbrella/Excess  21 Million Umbrella/Excess  21 Million Umbrella/Excess
Total Umbrella/Excess  22 Million Umbrella/Excess   22 Million Umbrella/Excess
Total Umbrella/Excess  23 Million Umbrella/Excess  23 Million Umbrella/Excess
Total Umbrella/Excess  24 Million Umbrella/Excess   24 Million Umbrella/Excess
Total Umbrella/Excess  25 Million Umbrella/Excess  25 Million Umbrella/Excess